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There is a chance that you will be left with a large medical bill, a decreased income, and suffering and pain as a result of an accident. The negligent party responsible for the accident should be held accountable to cover these costs.

A New York City auto accident lawyer can assist you in obtaining full compensation for your losses. A car accident lawyer will protect you from unjustified insurance denials.

Distracted driving

Every driver has a duty to operate their vehicle in a safe manner and remain focused on the road. Distracted driving can be dangerous for other road users. It's the leading cause of collisions. If you have been injured by a driver who was distracted, you could be eligible for compensation.

Although many people think of texting and talking on the phone when they hear the term distracted driving, it's actually any activity that puts your hands off the steering wheel, your eyes off the road, or your mind off the task at the present moment. This could include eating, grabbing items in the car, talking to passengers and adjusting dashboard controls like the radio or temperature personal grooming such as shaving or applying makeup and much more.

According to research by the National Highway Traffic Safety Administration (NHTSA) and Virginia Tech Transportation Institute (VTTI), about 80 percent all crashes and 65 percent of near-collisions result from distracted driving. And even just taking your eyes off of the road for five seconds at 55 mph doubles your risk of a crash.

If you've suffered injuries in an accident caused by a distracted driver, an experienced auto accident attorney can help. They can investigate your case and present the most convincing arguments in favor of full compensation. This includes covering all your current and future costs.

Car crashes

Car accidents can come in a variety forms that range from simple fender benders to devastating head-on collisions. The type of accident determines who's responsible, as well as the extent and severity of the injuries suffered by the victims and the extent of their financial losses.

National Highway Traffic Safety Administration (NHTSA) crash statistics show that driver error is the main cause of motor vehicle accidents. Even the tiniest distraction like changing radio stations or applying makeup, or even reading a road map, can cause a serious crash. Other causes of car accidents include speeding, reckless or drunk driving, bad weather conditions, inexperienced drivers, or older drivers.

A New York City car accident lawyer will review your case to identify the parties responsible and assess the severity of your financial losses and injuries. They can also negotiate a fair settlement with the insurer of the defendant.

A skilled auto accident lawyer can assist you in getting the compensation you're entitled to for your injuries and losses that include future and past medical treatment costs and lost earnings, physical and emotional suffering, and many other damages. They can also make sure that your claim for compensation includes insurance for motorists who are uninsured, or under-insured when necessary. This is particularly important if the driver at fault does not have insurance, or has the minimum amount required by New York law.

Motorists who are uninsured or underinsured

Some drivers do not carry insurance while others have a minimal amount of insurance. It is difficult to obtain compensation if an uninsured or uninsured motorist is the cause of a collision. In these circumstances it is crucial to have a knowledgeable lawyer on your side as well as the insurance company.

When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is typically part of an insurance policy that covers all of your needs, and it could provide you with crucial insurance in the event of a major accident.

The process to file a UIM/UM is similar to the usual claim for a car accident. It usually involves submitting copies of your medical bills and repair bills for your automobile. The insurance company will examine these documents and other documents to determine if your losses are covered under the other driver's policy.

It's important to consult a New York City auto accidents accident lawyer as soon after the crash as possible and immediately file a UIM/UM particularly if the other driver claims they do not have insurance or do not have adequate coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.

Property Damage

If your vehicle is damaged in an accident, it is possible to seek compensation from the insurance company of the party who was at fault. Our lawyers can assist you in filing a claim to recuperate economic and non-economic losses, such as medical expenses and lost wages. You may be entitled to compensation for the pain and discomfort you have experienced.

We will take a careful look at the damage to your vehicle and take note of all evidence to support your case. This includes taking pictures of the scene of the collision and your property, like dents, broken glass, and cracked screens for your devices. We will also collect any police reports or accidents as well as any information from witnesses.

The law in New York is based on negligence that is comparative. This means that if found to be partially responsible for an accident, you will be able to reduce your damages by the amount of blame you receive. In addition, the defendant could be found to be entirely responsible for the accident and therefore not eligible to claim any compensation in any way.

Be cautious not to provide any written or oral statements to representatives of the at-fault party's insurance companies, as they could be used against you later in court. It is also essential to see a physician immediately after an accident, as some injuries take time to be discovered and could be used against you if you attempt to claim compensation for your injuries later on.