Motor Vehicle Legal Terms

The laws governing Motor Vehicle accident law firms vehicles vary from state to state. In general the law assumes the vehicle is operating with the permission of the owner.

The mortality rates are influenced by laws that increase penalties and make revocation automatic or make social hosts targets. All of these measures, such as mandatory education, alcohol treatment and interlock devices, have a slight effect.

Legal Definitions

The laws governing motor vehicle accident law firm vehicle legal terms are defined and determined at the state level. The definitions used by the federal government for national standards for fuel economy and licensing requirements for drivers of commercial vehicles are primarily administrative in nature and do not apply to states that decide their own registration classifications. These classifications for vehicles determine whether a motorist must be issued a special license to operate certain kinds of vehicles.

The state laws define the terms "automobile," "light truck" and many others. For instance the definition of light truck is any motor vehicle with an rated carrying capacity by the manufacturer of 7,500 pounds or less. This excludes panel delivery vehicles and pickup trucks. Also, it excludes any vehicle or combination of vehicles that is specifically designed to transport passengers or property entirely within its own structure, like trailers and manufactured homes.

Wheel chair is a type of vehicle equipped with wheels and is used by those who are physically disabled and cannot walk. Mopeds are motor vehicle with no more than three wheels that come into contact with the ground. It can travel at speeds not more than 35 miles per hour.

A pedicab is a motorized vehicle that is driven by an operator who sits on it. A person who owns the legal title to a vehicle is called its owner.

Traffic Laws

Each state has its own set motor vehicle laws that cover everything from registration process to insurance requirements. They also regulate the kinds of vehicles covered by law. While certain laws are similar between states, others vary significantly. There are laws that limit the number of people who can be transported by pedicab. There are laws that prohibit reckless driving on certain kinds of roads, for instance parking areas.

If you break these laws, you may be punished and fined. The penalties could vary from having your driver's license suspended to being required to attend a traffic school.

The law that regulates speed limits on roads is one of the most important laws states have. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

It also defines the term "motor vehicle" as any carriage or other device that is propelled mechanically and used on the highway to transport people or property or for commercial purposes. The law does not include trailers, coaches and semitrailers, all-terrain and snowmobiles as well as motorized mobility assist devices used by disabled people as well as self-propelled corn and harvesting machines for hay.

Insurance

A motor insurance policy for vehicles is a contract between the insurer and insured that covers financial loss resulting from liability for bodily injuries or death, property damage to a third party that arises out of ownership and operation, maintenance or the use of a covered automobile. It may also provide protection against physical damage to the insured vehicle itself. It must contain the name and address of the insured named, the coverage afforded by the policy, as well as the premium payable, the duration of effectiveness and the limits of liability. It must also include an agreement or endorsement that the insurance coverage is provided in conformity with the coverage described in the policy for bodily injury or death or property damage and is subject to all of the requirements of this chapter.

Duncanville law firms often recommend that individuals review a sample motor vehicle policy in order to understand the terms. One of the biggest areas of confusion is the definition of the term "motor vehicle accident lawsuits vehicle." The phrase appears frequently in statutes governing the registration of vehicles and financial responsibility laws.

Examples of coverages under the motor policy include commercial auto insurance for cars that are used for commercial, business establishments or for employment, activities, or jobs carried out to earn money, automobile liability coverage, which includes PIP MP, PIP, and uninsured or underinsured driver coverage (UM/UIM). A majority of states require drivers to carry this kind of insurance.

Permissive Use

It is essential to know how insurance coverage will work in the event that someone other than the named insured or a family member is driving your car and causes an accident. This concept is referred to as permissive usage and the specific terms of your policy could differ however, generally speaking, all major car insurance companies provide this type of coverage.

However, it is crucial to remember that the person driving your car must have your permission to be held responsible for any damage. Permission may be expressed or implied, and it typically does not need to be recorded.

In determining if there is an implied permission, courts look at the relationship between the parties; their past behavior and use of the vehicle; and circumstances surrounding the specific driving event that is in question. A court will also consider whether there were any restrictions placed on the scope of permissive use and if even a minor deviation from the time, location and use limitations of an initial permission would violate of these restrictions.

Remember that adding a driver to your insurance could cause your insurance premium to go higher, since it makes the vehicle more risky to insure. It is crucial to weigh your options before lending out your vehicle to other people. If you are unsure about whether to include someone on your policy or not, call Jerry to discuss the specific terms of your insurance policy. You can also get a free quote.