motor vehicle accident law firms Vehicle Accident Compensation in New York

If you suffer injuries in a motor vehicle accident that the state of New York deems serious, you could be eligible to file a lawsuit for compensation. Your attorney can provide advice on whether your injuries are in line with the criteria for this.

Insurance companies are experts at contesting your losses. This can result in settlement offers that are not in the range of what you require.

Damages

If you have suffered injuries in an automobile accident, you could be entitled to compensation. These damages are intended to cover the cost of your losses, including medical expenses as well as lost income and property damage. You may also be compensated for pain and suffering. This kind of compensation is more subjective and can be difficult to quantify. A skilled lawyer for torts can help you get maximum damages for your injuries.

For instance, if you have an injury that causes a permanent limitation of the use of your arm or leg, your compensation could include reimbursement for future costs that are due to this impairment. These might include physical therapy, surgeries, equipment or prosthetics. A permanent loss of a limb or disfigurement could cause emotional trauma that lasts a lifetime and a decrease in quality of life. This is referred to as mental anguish.

Non-economic damages are more intangible, and insurers often try to reduce the value of these harms. However, a well-trained tort lawyer from Morgan & Morgan can make sure you get the full worth of general damages in your case.

Medical bills

Medical bills can quickly add as you recover from injuries in a car accident. It is possible to feel overwhelmed by the costs especially if you're still recovering from your injuries.

There are a variety of ways to assist victims of car accidents pay for their medical expenses. In New York, every driver is required to carry Personal Injury Protection (PIP) coverage, which will cover the first medical expenses incurred by a victim following an accident. PIP will pay for the loss of income if the person is disabled for a period of up to 90 days.

In addition to PIP and a victim's health insurance and Medicare may also cover their medical expenses. The only requirement is that the patient must prove the costs are directly related to the incident. This can be accomplished by submitting bills and receipts from the doctor.

Some doctors and hospitals may permit an accident victim to negotiate a payment plan in exchange for a lien on the victim's eventual personal injury settlement or verdict. These liens are also referred as medical liens or hospital liens. If you fail to resolve these debts within a reasonable amount of time the debts could be sent to collection. By keeping track of and storing their mileage receipts, the victims may also be able to claim reimbursement for the costs incurred when traveling to and from medical appointments.

Lost wages

Being absent from work due to a motor vehicle accident could put you in an extremely difficult financial position. Many Americans live from paycheck to paycheck and losing just a few weeks or months of pay could be catastrophic. Car accident victims are often capable of recovering lost wages through lawsuits arising from car accidents.

Typically, claims for lost wages are calculated by determining the amount of time an injured worker could have worked in the absence of their injuries. This could include any missed shifts, overtime hours, and also any work done during a hospital stay. To prove that the income was lost the plaintiff has to seek documents from his employer. These can be letters that confirm their time away from work, as well as their hourly rate or salary. Pay stubs and copies of the injured person's tax return may be added as other documentation.

It is important to submit the demand form as soon as you can following a car accident. This will enable the victim to receive the most benefits from their claim. The evidence of the accident will be more convincing if it's provided immediately.

Suffering and pain

The physical and emotional trauma that can result from a car crash is difficult to place a value on. It is essential to seek compensation in the case of your accident for the losses.

These are known as non-economic damages. They may include the cost of your suffering and the loss of enjoyment in life, post-traumatic stress disorder (PTSD) and many more. These costs can be difficult to quantify because it could take some time to understand the full impact of your injury.

Your lawyer may employ one of two methods to determine the amount of pain and suffering damages. The multiplier method is the most popular. It involves adding all of your economic losses, including past and future medical expenses, lost earnings due to your injury, as well as property damage, then multiplying the total by a figure ranging from 1.5 to 5 to determine your total economic damages. The higher the number the more serious your injuries are deemed to be.

Per diem is a second method to gauge pain and suffering. Your lawyer can request that the jury give you a dollar amount for each day you continue to suffer. This is especially helpful for those who work outside the house or have children to take care of while they recover.