Motor Vehicle Legal Terms

The laws that govern motor vehicles differ widely from state to state. In general, the law assumes that the vehicle is being operated by the owner's permission.

The mortality rates are affected by laws that increase penalties, make revocation automatic, or make social hosts targets. All of these measures, such as mandatory education, alcohol treatment and interlock devices, have a little impact.

Legal Definitions

The laws governing the legal definitions of motor vehicles are formulated and regulated at the state level. The various federal definitions used for matters related to national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mostly administrative reasons, and are not applicable to states determining their own registration classifications. The classifications of a vehicle determine if a driver needs a special licence to operate certain types of vehicles.

The laws of the state define terms like "automobile," "light trucks" and many more. As an example an example, a light truck is any Cathedral City Motor Vehicle Accident Law Firm vehicle that has a capacity that is less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. Also, it excludes any combination of vehicles intended to transport property or passengers wholly within the structure of the vehicle, which includes manufactured homes and trailers.

Wheel chairs are vehicles equipped with wheels and is used by people who physically disabled and are unable to walk. A moped is an automobile with only three wheels on the ground, and that can travel at the speed of 35 miles per hour.

A pedicab, or pedal-driven vehicle, is one that is driven by the person who sits on the top of it. A person who owns the legal title to a vehicle is called the owner.

Traffic Laws

Typically, every state has its own set of motor vehicle laws that regulate everything from the registration process to the insurance requirements. The statutes also cover the kinds of vehicles covered by the law. Some of these laws are identical across states, but other laws differ significantly. There are laws that restrict the number of people that can be carried in a pedicab. There are laws against reckless driving on certain kinds of roads, such as parking lot.

If you violate these laws, you may be penalized and fined. The penalties can range from having your driver's licence suspended and being required to attend traffic school.

The law that governs speed limits on roads is among the most important laws states have. In New York, for example, it states that the speed limit for commercial vehicle is identical to that of an automobile.

It also defines the term "motor vehicle" as any type of vehicle or other device that is propelled mechanically and used on roads to move people or property or for commercial uses. It excludes semitrailers and trailers as well as house trailers or coaches as well as vehicles that operate upon rails or tracks snowmobiles and all-terrain vehicle as well as motorized mobility aids that are operated by a person who has disabilities and self-propelled hay harvesting or corn harvesting machines and tractors.

Insurance

A motor vehicle insurance policy is a contract that protects the insurer against financial loss in the event of injuries to the body or death or property damage caused by a third party due to the maintaining, operating or the use of an insured vehicle. It can also protect physical damage to the vehicle. It must contain the address and name of the insured named, the coverage afforded by the policy, the cost paid for it, the time of the policy's effectiveness, and the limits of liability. It should also contain an agreement or endorsement that the insurance provided is in conformity with the coverage set out in respect of bodily injury, property damage, and is subject to all the rules of this chapter.

The language of a sedro woolley motor vehicle accident lawsuit vehicle policy can be confusing to anyone, and Duncanville law firms usually suggest that individuals read an example policy to comprehend the terms. One of the most frequently encountered areas of confusion is the definition of "motor vehicle." The phrase is used often in statutes that govern the registration of vehicles and financial accountability laws.

Some examples of coverage under a motor vehicle policy include commercial auto insurance for vehicles used in connection with commercial, business, occupations, or activities which are carried out for profit auto liability insurance that covers MP and PIP, and uninsured motorist and underinsured motorist coverage (UM/UIM). Many states require drivers to carry this type of insurance.

Permissive Use

If you are not the named insured or family member drives your car and gets into an accident, it is important to understand the way insurance coverage works in these scenarios. This is referred to as permissive use and the specific terms of your policy may differ however, generally speaking, all large car insurance providers offer this type of coverage.

However, it is important to note that a person driving your car must have your permission to be held accountable for damages. Permission can be either implied or explicit, and does not usually need to be in writing.

In determining if there is an implied permission, courts look at the relationship between the two parties; their previous conduct and usage of the vehicle; as well as the circumstances surrounding the specific driving event that is in question. The court will also consider whether there were any restrictions placed on the permissive use. It will also consider if one minor deviation from time, place, and usage limitations of the original permission would be in violation of these restrictions.

Remember that adding a driver to your car insurance could result in your premium going higher, since it makes the car more risky to insure. It is important to carefully think about your options before lending out your vehicle to someone else. Contact Jerry for a free insurance quote and discuss your policy terms.