How to Document a Gilbert Motor Vehicle Accident Attorney Vehicle Claim

A anna motor vehicle accident lawsuit vehicle claim is the process of filing a report with your insurance company following an accident. The report will allow them to check your coverage and determine the amount they'll pay for damages.

You must file your claim as quickly as you can following the accident. You will need to have the police report, your insurance card or declarations pages readily available.

What to do after an Accident

Take pictures and videos from different angles immediately after an accident to document the incident. The scene could change quickly, witnesses could leave and evidence might disappear.

Then, gather all the drivers names addresses, telephone numbers, addresses and insurance details (and insurance policy number) If you can. Also make note of the year and make and model of each vehicle as well as other important details such as damage and license plate numbers.

Asking each driver if they were wearing seatbelts, whether there were any passengers riding with them, and noting their gender and age is also helpful. Often, injuries in motor vehicle accidents don't become visible until a week or two after the crash. This is why it is vital to seek medical attention promptly even if you do not think you've suffered any injuries.

If you can, move the vehicle away from traffic in order to avoid further damage or injury. Also install flares or reflective emergency triangles to stop other drivers from hitting them.

It is important to make a report to the police, if possible. This is a must even if you think the incident was minor, because the other driver could later deny that the accident happened and their insurance company might decline to pay for your claim.

Getting Started

An insurance claim is the process of letting your insurer know about a loss, and soliciting them to pay for it. This could mean the cost of repairs to a vehicle, or paying medical expenses due to an accident.

Make sure you have all the necessary information before filing your claim. This includes contact details for each person affected, receipts for any damaged personal property, and any medical bills. You should also have an original copy of the accident report as well as photographs of any damage.

Your insurer will assign an adjuster to your case who will be the claim's steward. They will review the documents you submitted as soon as they have learned of the accident and conduct their own investigation. This will allow them to determine the cause of the accident as well as the person responsible for the accident.

Once they have a clear knowledge of what transpired, your adjuster will inspect the damage to your vehicle. You may be present during the inspection, or you can give them the repair estimates from local contractors or auto shops.

If the insurance company decides that your car's damage is too costly to fix it will mail you a payment equal to the value of the car. You can use the money to buy a new car or to pay off your lease or loan. If you are able to file a claim insurance premiums could rise. Do everything you can to prove that the accident wasn't your fault.

Documenting the Incident

Documenting an accident is crucial in the event that you're involved. Insurance companies are looking for documentation to support the claims you or others make. In fact the evidence collected and documented can make or break a case. In the event that it's photos of scene of the accident and witness statements or medical records showing consistent treatment, it's crucial to have all this information.

Write down the license number and details of the driver at the time of the collision. Note down the names and contact information of witnesses. If you are able, take photos or sketch a diagram of the scene of the accident. This will help you understand what happened on the scene, and what caused the accident.

Documentation should also contain details about the incident. This includes the location, direction of travel and any relevant landmarks. Include the description of any injuries that were suffered. It's also important to note any damage, and how it occurred. It is vital to record the incident because over time memories fade and stories change. It's the best way to tell the truth. Even if you're not at fault having the facts documented will assist in determining the amount of responsibility is to be attributable to you.

Get Assistance

Once the police investigation has been submitted, get in touch with your insurance company as soon as possible. Many insurers allow you to make a claim by using an app on your smartphone or tablet. You should also ask your insurance company to send you a check for the value of your vehicle. This will help you should your vehicle be deemed "totaled" and you plan to purchase a new vehicle. If you're still carrying an outstanding loan on your current vehicle, it will pay off the balance and/or reduce the monthly payments.

Your representative will ask you questions and provide you with documents to complete. It is essential to be truthful and precise when supplying information. This could make your case less strong when you are discovered to have not provided accurate information.

If you are hurt in an accident, make an appointment with your doctor immediately to ensure that the bones are set correctly and that any other injuries are documented for the claim process. By visiting your doctor as soon as you can you can ensure that medical expenses are covered under accident-related no-fault benefits.

If your No-Fault claim is rejected by the insurance company or you'd like to pursue a liability claim for pain and suffering or other damages, you'll be required to file a lawsuit. If you choose to file a lawsuit then it's best to have a seasoned lawyer by your side.