Motor Vehicle Legal Terms

The laws that govern motor vehicles vary widely between states. In general the law, it assumes that a vehicle is being operated with the permission of the owner.

Laws that increase penalties, making revocation automatic or the targeting of social hosts have mixed effects on mortality rates. Mandatory education, alcohol treatment and interlock devices all have little effect.

Legal Definitions

State laws govern motor vehicle legal terms. The federal definitions for national fuel economy standards and licensing standards for drivers of commercial vehicles are primarily administrative and do not apply when states determine their own classifications for registration. The classifications of a vehicle determine if a motorist requires an additional license to operate certain kinds of vehicles.

These state laws define the terms "automobile," "light truck" and others. For example the definition of light truck encompasses any Levelland motor Vehicle accident lawyer vehicle that has the capacity of the manufacturer's rated carrying capacity of 7,500 pounds or less. This excludes pickup trucks as well as panel delivery trucks. This is any vehicle or combination that is designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chairs are a vehicle equipped with wheels and is used by people who are physically disabled and cannot walk. Mopeds are motor vehicle with not more than three wheels that are in contact with the ground that can travel at speeds not more than 35 miles per hour.

A pedicab vehicle is one which is driven by an operator who sits on it. The owner of a vehicle is the person who is the legal owner.

Traffic Laws

Each state has its own motor vehicle laws that cover everything from registration procedure to insurance requirements. These statutes also address the types of vehicles covered by the law. While some of these laws are similar across states, some are very different. For instance, there are laws that restrict the number of people that can be transported in the pedicab. There are laws that prohibit reckless driving in certain types of roads, including parking lots.

Any person who operates a belle isle motor vehicle accident lawsuit vehicle that is in violation of these laws can be penalized and liable for fines for violating these laws. The penalties could vary from getting your driver's license revoked to being required to attend an traffic school.

One of the most important laws in a particular state regarding vehicles is the speed limits that are placed on roads. In New York for example, the speed limit is the same for commercial vehicles and automobiles.

The law also sets out the definition of a "motor vehicle." This includes every description of a carriage or other device that is driven by mechanical power and used on a public highway for the transport of people or property or for other commercial use. It excludes semitrailers and trailers as well as house trailers or coaches as well as vehicles that operate upon rails or tracks, snowmobiles and all-terrain vehicles and motorized mobility aids used by people with disabilities, and self-propelled corn or hay harvesting machines and tractors.

Insurance

A oklahoma motor vehicle accident lawsuit vehicle policy is a contract that covers the insurer against financial loss in the event of bodily injury, death, or property damage caused by a third party arising from operating, ownership, maintenance or the use of an insured vehicle. It also provides protection against physical damage to the insured vehicle. It must mention the name and address of the insured named as well as the coverage provided by the policy, as well as the premium payable, the duration of effectivity and the limits of liability. It should also include an agreement or endorsement that the insurance provided is in accordance with the coverage specified in respect of injuries to the body, property damage, or death, and is subject to all provisions of this chapter.

Duncanville law firms often recommend that people read the sample motor vehicle policy in order to comprehend the terms. One of the most frequent confusions is the definition of "motor vehicle". This phrase is used in numerous statutes that govern the registration of vehicles and financial responsibility laws.

Examples of coverages offered under an insurance policy are commercial auto coverage for vehicles that are used for commercial and business establishments or other activities, employment or occupations carried out for profit, as well as automobile liability coverage, which comprises PIP, MP, and uninsured and underinsured driver coverage (UM/UIM). This type of insurance is required by a number of states.

Permissive Use

It is important to know how insurance coverage works when someone other than the named insured or a family member is driving your car and causes an accident. This is known as permissive usage. The specific terms of your insurance policy might vary, but a majority of major insurance companies offer this type of coverage.

It is important to remember that you are accountable for any damage caused by a driver with your permission. Permission may be expressed or implied, and it is not required to be written down.

In determining if there was implied consent, courts look at the relationship of the parties, their past conduct and use of the vehicle and the circumstances surrounding a particular driving event. The court will also consider the extent to which restrictions were imposed on the scope of permissive usage and if slight deviation from the time, place and use limitations of the original permission would be in violation of these restrictions.

Be aware that adding a driver to your car insurance will cause your premium to go up, since it makes the vehicle more risky to insure. It is crucial to weigh your options before lending your vehicle to someone else. If you're not sure whether you should add someone to your policy or not, call Jerry to discuss the specifics of your insurance policy. Get an estimate for free.